Fantasy Football Power Rankings: Quarterbacks

By Ernie Wu

1. Drew Brees - QB - New Orleans Saints: 413/635, 5,069 Yards, 34 TD's, 17 INT's, 10 300 YD Games: Brees is the only QB coming off a 5,000 yard season. He was very effective last year without his best receiver, this year he has Marques Colston back. Brees will once again be the best Fantasy QB.

2. Tom Brady: I'd be tempted to put him at #1, but his rustiness could be an issue at the beginning of the season and it remains to be seen how well he's recovered from injury. He's looked strong in the preseason, but that's no sure thing. Now that we've thrown out the risk factors, Brady is a fantasy stud and could easily be the best in football.

3. Peyton Manning. Manning is a fixture in fantasy football circles, and the benchmark of consistency. Few picks, many yards, and an abundance of TDs. Manning seems to have not slowed down just yet, and he should be himself this upcoming season.

4. Aaron Rodgers. With Brett Favre getting so much hype this season, it's hard to remember that his replacement in Green Bay is better than he is. Rodgers was great in 2008, with better numbers than Peyton Manning. His rush numbers are impressive and he has great receivers. Rodgers will be a great fantasy QB.

5. Philip Rivers: With a dangerous arsenal of talented receivers and great running backs, the San Diego Chargers offense is a well oiled machine. Rivers is an extremely talented quarterback and should lead his team to some big victories.

6. Kurt Warner - QB - Arizona Cardinals: 401/598, 4,583 Yards, 30 TD's, 14 INT's, 7 300 YD Games: Warner would be much higher if I were basing these rankings off last year's numbers, but I am not. Warner really scares me because of his age and durability issues. I really think that Warner will take a bad hit and be done for most of the year in 09. But if he can stay healthy, he COULD have another great year.

7. Tony Romo - QB - Dallas Cowboys: 276/450, 3,448 Yards, 26 TD's, 14 INT's, 6 300 YD Games: Romo had an ok year in 2008. With other QB's having better year's than him I put him here because he really is a good QB. I know he can be a baby and all but he really gets the job done and tends to fall out at the end of the season. Romo will have a good year in 09.

8. Jay Cutler - QB - Chicago Bears: 384/616, 4,526 Yards, 25 TD's, 18 INT's, 8 300 YD Games: Cutler was very effective last year in a basically pass happy offense. Now he is with the Bears. Last year he had no running game to speak of and now he has an elite runner in Matt Forte. This could help Cutler or hurt him. It could help him by not being so predictable and passing virtually every time they could to being more balanced. Or it could hurt him by Forte taking too much of his workload.

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Teams to Watch in the MLB Playoffs

By Brynn Gomez

This has been a really interesting baseball season. There are many good teams, and some great ones too. The Yankees and Phillies look particularly dangerous.

This season has taken some unexpected turns, and some teams are near the top that we never really thought we'd see there. Let's see where things are and where they may go. I can say with certainty that this post season will be a very interesting one. I can't wait for it to begin.

There have been underachievers in baseball, and others who have impressed us throughout the year. As for underachievers, the Mets have been hit hard with injuries and it looks like their season is over.

Other teams whose seasons are done include teams like the Royals, Indians, Orioles, Padres, Diamondbacks, Pirates, and others. Still, there are other teams who don't really stand a chance.

Now comes the Wild Card Race. The Red Sox are currently leading the American League race, while the Rockies are holding on in the National league. Now as the race stands I believe that the Red Sox will hold on, but in the National league I think that it will be a closer race.

If this were the case, the Yanks, Sox, Tigers, and Angels would round out the American League playoff picture and the Braves, Cards, Dodgers, and Phillies would represent the National League.

So far I think that all of you that are reading this are saying in you head that I am going to pick the Yankees because they are my favorite team, but you will be surprised with my next pick. And here is the World Series.

Yankees and Phillies do meet in the World Series like many expect (yes, they're both that good this season). However, the Phillies surprise baseball fans with a repeat World Series.

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Broward Mortgage Help Law Offices

By Andy Whazzer

Mortgage Defense Attorney - Aiding Households to avoid Bankruptcy

The last few of years have been quite bad for the real estate market. Homeowners are facing foreclosure and losing their homes. According to facts, in Dade 4% of all the mortgages are facing foreclosure proceedings. It is pretty clear that the situation is really bleak; however, a homeowner can seek the assistance of a foreclosure defense attorney to know their options.

The fact is that for a vast many of homeowners foreclosures are stressful, confusing and overwhelming because they do not know much about the foreclosure laws. They are not aware of the fact that there are solutions forthcoming to homeowners that can help them stop foreclosure proceedings.

Loan Modification

A specialized foreclosure defense lawyer can lay out the options available to property owners who are facing foreclosure. Under the Housing Bill passed by President Obama, owners facing foreclosure can go for foreclosure defense. Help of a foreclosure defense council can help a property owners negotiate the mortgage modification with the lenders.

Short Sale

Still another option that owners have is that of short sale. Under this option the owners will sell the mortgaged property for less than balance owed on the loan. The proceeds of the sale are given to the mortgage lender. Before the sale, the short sale lawyer will work with the bank. The short sale lawyer will convince the bank that due to economic or financial hardship, the bank should agree to discount the mortgage balance. Therefore, after the home is sold the remaining balance is discounted.

Deed In Lieu

Another way that a owner can avoid foreclosure is by opting for deed in lieu. The home-owner's property attorney will negotiate with the mortgage lender. The property owner will sign over the deed or title of the property to the bank and the bank in return will cancel the mortgage.

Bankruptcy

Another option that a attorney can suggest to a homeowner is that of filing bankruptcy in the event they already have gotten a sheriff's sale date. This will not only stop all foreclosure proceedings but will also give a chance to the homeowner to repay some of the debt and retain the home.

Refinancing

A Florida council can also suggest the option of refinancing to avoid foreclosure. Refinancing simply means that the owner replaces the existing mortgage with a new one. In most cases, the new mortgage comes with lower interest rates and better terms and conditions.

Reverse Mortgage

A very good solution that a foreclosure defense lawyer might suggest is that of reverse mortgage. This is simply a loan against the property. A land owner does not need to repay the loan as long as he/she lives there. However, this option is mostly available to those who own the property and are over 62 years of age.

Contesting Foreclosure

In many cases it has been seen that property owners can successfully contest foreclosure proceeding. A foreclosure defense attorney can help homeowners find the legal grounds on which the proceedings can be challenged. It might be possible that the mortgage lenders has filed the foreclosure proceedings illegally. A cautious property owner with the help of a foreclosure defense attorney will be able to figure out what is illegal about the proceedings.

The bottom line is that there are many options available to property owners to help them avoid foreclosure. It is up to the property owners to seek these options. A foreclosure defense attorney will act as a specialist guide in their efforts to end foreclosure.

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